Axis Banking & Psu Debt Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 7
Rating
Growth Option 11-09-2026
NAV ₹2799.02(R) -0.11% ₹2896.06(D) -0.11%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.0% 6.73% 5.85% 6.26% 6.91%
Direct 5.3% 7.03% 6.16% 6.56% 7.2%
Benchmark
SIP (XIRR) Regular 4.79% 4.44% 5.75% 5.83% 6.17%
Direct 5.09% 4.74% 6.05% 6.14% 6.48%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.86 0.47 0.68 -0.42% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.34% -0.09% -0.26% 0.82 0.86%
Fund AUM As on: 30/12/2025 13474 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 11-09-2026

Scheme Name NAV Rupee Change Percent Change
Axis Banking & PSU Debt Fund - Regular Plan - Monthly IDCW 1033.94
-1.1400
-0.1100%
Axis Banking & PSU Debt Fund - Direct Plan - Monthly IDCW 1034.08
-1.1300
-0.1100%
Axis Banking & PSU Debt Fund - Regular Plan - Weekly IDCW 1036.52
-1.1400
-0.1100%
Axis Banking & PSU Debt Fund - Direct Plan - Weekly IDCW 1036.72
-1.1300
-0.1100%
Axis Banking & PSU Debt Fund - Regular Plan - Daily IDCW 1036.92
-1.1400
-0.1100%
Axis Banking & PSU Debt Fund - Direct Plan - Daily IDCW 1037.14
-1.1300
-0.1100%
Axis Banking & PSU Debt Fund - Regular Plan - Growth option 2799.02
-3.0800
-0.1100%
Axis Banking & PSU Debt Fund - Direct Plan - Growth Option 2896.06
-3.1600
-0.1100%

Review Date: 11-09-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, Axis Banking & PSU Debt Fund is the 5th ranked fund. The category has total 20 funds. The Axis Banking & PSU Debt Fund has shown an excellent past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -0.42% which is lower than the category average of -0.45%, showing poor performance. The fund has a Sharpe Ratio of 0.86 which is higher than the category average of 0.81.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Axis Banking & PSU Debt Fund Return Analysis

  • The fund has given a return of -0.12%, 1.38 and 2.64 in last one, three and six months respectively. In the same period the category average return was 0.01%, 1.54% and 2.74% respectively.
  • Axis Banking & PSU Debt Fund has given a return of 5.3% in last one year. In the same period the Banking and PSU Debt Fund category average return was 5.41%.
  • The fund has given a return of 7.03% in last three years and ranked 16.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.17%.
  • The fund has given a return of 6.16% in last five years and ranked 11th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.29%.
  • The fund has given a return of 7.2% in last ten years and ranked 7th out of fourteen funds in the category. In the same period the category average return was 7.07%.
  • The fund has given a SIP return of 5.09% in last one year whereas category average SIP return is 5.3%. The fund one year return rank in the category is 13th in 20 funds
  • The fund has SIP return of 4.74% in last three years and ranks 13th in 19 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (5.48%) in the category in last three years.
  • The fund has SIP return of 6.05% in last five years whereas category average SIP return is 6.22%.

Axis Banking & PSU Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.34 and semi deviation of 0.86. The category average standard deviation is 1.46 and semi deviation is 0.96.
  • The fund has a Value at Risk (VaR) of -0.09 and a maximum drawdown of -0.26. The category average VaR is -0.33 and the maximum drawdown is -0.36. The fund has a beta of 0.75 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.14
    -0.02
    		-0.34 | 0.52 15 | 20 Average
    3M Return % 1.31
    1.45
    		1.22 | 1.91 18 | 20 Poor
    6M Return % 2.50
    2.56
    		2.21 | 3.26 10 | 20 Good
    1Y Return % 5.00
    5.04
    		4.44 | 6.30 8 | 20 Good
    3Y Return % 6.73
    6.80
    		6.36 | 7.22 14 | 19 Average
    5Y Return % 5.85
    5.91
    		5.33 | 7.44 8 | 17 Good
    7Y Return % 6.26
    6.36
    		5.79 | 6.94 11 | 15 Average
    10Y Return % 6.91
    6.71
    		6.27 | 7.01 4 | 14 Very Good
    1Y SIP Return % 4.79
    4.93
    		4.29 | 6.21 12 | 20 Average
    3Y SIP Return % 4.44
    4.46
    		4.00 | 5.15 9 | 19 Good
    5Y SIP Return % 5.75
    5.84
    		5.43 | 6.60 10 | 17 Good
    7Y SIP Return % 5.83
    5.96
    		5.57 | 6.84 10 | 15 Average
    10Y SIP Return % 6.17
    6.16
    		5.74 | 6.39 9 | 14 Average
    Standard Deviation 1.34
    1.46
    		0.98 | 2.08 5 | 19 Very Good
    Semi Deviation 0.86
    0.96
    		0.63 | 1.41 5 | 19 Very Good
    Max Drawdown % -0.26
    -0.36
    		-0.89 | 0.00 6 | 19 Good
    VaR 1 Y % -0.09
    -0.33
    		-1.21 | 0.00 6 | 19 Good
    Average Drawdown % 0.11
    0.17
    		0.00 | 0.38 15 | 19 Average
    Sharpe Ratio 0.86
    0.81
    		0.53 | 1.29 7 | 19 Good
    Sterling Ratio 0.68
    0.67
    		0.63 | 0.71 7 | 19 Good
    Sortino Ratio 0.47
    0.44
    		0.26 | 0.81 7 | 19 Good
    Jensen Alpha % -0.42
    -0.45
    		-1.09 | 0.42 8 | 19 Good
    Treynor Ratio 0.02
    0.02
    		0.01 | 0.03 8 | 19 Good
    Modigliani Square Measure % 1.25
    1.18
    		0.77 | 1.88 7 | 19 Good
    Alpha % -0.76
    -0.75
    		-1.08 | -0.29 11 | 19 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.12 0.01 -0.31 | 0.54 15 | 20 Average
    3M Return % 1.38 1.54 1.31 | 1.97 18 | 20 Poor
    6M Return % 2.64 2.74 2.38 | 3.39 11 | 20 Average
    1Y Return % 5.30 5.41 4.73 | 6.61 10 | 20 Good
    3Y Return % 7.03 7.17 6.69 | 7.56 16 | 19 Poor
    5Y Return % 6.16 6.29 5.72 | 7.71 11 | 17 Average
    7Y Return % 6.56 6.73 6.09 | 7.15 12 | 15 Average
    10Y Return % 7.20 7.07 6.50 | 7.41 7 | 14 Good
    1Y SIP Return % 5.09 5.30 4.57 | 6.48 13 | 20 Average
    3Y SIP Return % 4.74 4.82 4.32 | 5.48 13 | 19 Average
    5Y SIP Return % 6.05 6.22 5.90 | 6.88 14 | 17 Average
    7Y SIP Return % 6.14 6.33 5.96 | 7.10 12 | 15 Average
    10Y SIP Return % 6.48 6.52 6.04 | 6.79 9 | 14 Average
    Standard Deviation 1.34 1.46 0.98 | 2.08 5 | 19 Very Good
    Semi Deviation 0.86 0.96 0.63 | 1.41 5 | 19 Very Good
    Max Drawdown % -0.26 -0.36 -0.89 | 0.00 6 | 19 Good
    VaR 1 Y % -0.09 -0.33 -1.21 | 0.00 6 | 19 Good
    Average Drawdown % 0.11 0.17 0.00 | 0.38 15 | 19 Average
    Sharpe Ratio 0.86 0.81 0.53 | 1.29 7 | 19 Good
    Sterling Ratio 0.68 0.67 0.63 | 0.71 7 | 19 Good
    Sortino Ratio 0.47 0.44 0.26 | 0.81 7 | 19 Good
    Jensen Alpha % -0.42 -0.45 -1.09 | 0.42 8 | 19 Good
    Treynor Ratio 0.02 0.02 0.01 | 0.03 8 | 19 Good
    Modigliani Square Measure % 1.25 1.18 0.77 | 1.88 7 | 19 Good
    Alpha % -0.76 -0.75 -1.08 | -0.29 11 | 19 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Axis Banking & Psu Debt Fund NAV Regular Growth Axis Banking & Psu Debt Fund NAV Direct Growth
    11-09-2026 2799.0235 2896.0564
    10-09-2026 2802.102 2899.2192
    09-09-2026 2803.3383 2900.4758
    08-09-2026 2802.5726 2899.6612
    07-09-2026 2802.2504 2899.3052
    04-09-2026 2800.7315 2897.6663
    03-09-2026 2799.1235 2895.9801
    02-09-2026 2795.2578 2891.9582
    01-09-2026 2794.256 2890.8994
    31-08-2026 2793.9408 2890.5509
    28-08-2026 2794.1648 2890.7153
    27-08-2026 2795.3665 2891.9361
    25-08-2026 2795.9785 2892.5243
    24-08-2026 2795.1339 2891.6282
    21-08-2026 2794.1509 2890.544
    20-08-2026 2797.7838 2894.2797
    19-08-2026 2802.5339 2899.1711
    18-08-2026 2801.7495 2898.3372
    17-08-2026 2803.5735 2900.2015
    14-08-2026 2804.9952 2901.6047
    13-08-2026 2804.4876 2901.0571
    12-08-2026 2803.6848 2900.2042
    11-08-2026 2803.0472 2899.5222

    Fund Launch Date: 30/May/2012
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate stable returns by investing predominantly in debt & money market instruments issued by Banks, Public Sector Units (PSUs) & Public FinancialInstitutions (PFIs).The scheme shall endeavor to generate optimum returns with low credit risk.
    Fund Description: An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public SectorUndertakings & Public Financial Institutions
    Fund Benchmark: NIFTY Banking &PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.